How to buy Airtel Airtime from Heritage Bank in 2024

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How to Buy Airtime from Nigeria in 2024: A Step-by-Step Guide

Buying airtime using Nigeria's services is convenient and efficient. As a Heritage Bank customer, you can seamlessly top up your line directly from your bank account. This guide walks you through the process of purchasing airtime through various Heritage Bank platforms, including internet banking, mobile apps, and USSD codes.

Benefits of Buying Airtel Airtime through Heritage Bank

  • Convenience: Purchase airtime anytime, anywhere.
  • Speed: Instant top-up of your airtime.
  • Security: Secure transactions, protecting your bank details.
  • Flexibility: Options to buy through multiple platforms.

Here's how you can get started:

Why Choose Heritage Bank for Airtel Airtime

  • User Convenience: Enjoy the ease of purchasing airtime directly from your Heritage Bank account using the mobile app or USSD code.
  • 24/7 Availability: Buy Airtel airtime anytime, anywhere, without worrying about banking hours.
  • Instant Recharge: Your account is credited instantly, ensuring seamless communication.
  • Security: Transactions are encrypted and protected by robust security protocols, keeping your financial information secure.
  • Customer Support: Access dedicated customer service to resolve issues swiftly.
  • Integrated Services: Streamlined process that combines banking and telecom needs efficiently.
  • No Hidden Fees: Transparent fee structure with no hidden charges.

Requirements Before You Start

Before purchasing Airtel airtime from Heritage Bank Nigeria, ensure that you have the following:

  1. Heritage Bank Account: Ensure your bank account with Heritage Bank is active and has sufficient funds.
  2. Mobile Phone: Your mobile phone should be operational and have the ability to receive SMS messages.
  3. Airtel Line: The Airtel phone number you wish to recharge must be active.
  4. Banking Details: Have your bank details, such as account number, registered phone number, and PIN, handy.
  5. Internet Connection: Ensure you have a stable internet connection if you're using online banking services.

Note: Keeping your banking credentials secure is crucial to prevent unauthorized access.

Registering and Logging into Heritage Bank Mobile Banking

  1. Download the Heritage Bank App:
    • Visit the Google Play Store or Apple App Store.
    • Search for “Heritage Bank Nigeria Mobile Banking”.
    • Download and install the app on your device.
  2. Register Your Account:
    • Open the app and tap on “Register”.
    • Enter your Heritage Bank account number.
    • Follow the prompts to verify your identity.
  3. Create a Login ID and Password:
    • Choose a unique Login ID.
    • Create a secure password following the provided guidelines.
  4. Login to Your Account:
    • Open the app and tap on “Login”.
    • Enter your Login ID and password.
    • Confirm with additional authentication if prompted.
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Ensure your contact details with the bank are up-to-date for smooth registration.

  1. Download and Install: Access the Google Play Store or Apple App Store. Search for “Heritage Bank Mobile App” and install.
  2. Login: Open the app. Enter your User ID and password. Use biometric options if enabled.
  3. Navigate to Airtime Purchase:
    • Tap the menu icon.
    • Select “Payments”.
    • Choose “Airtime Purchase”.
  4. Choose a service provider: Select “Airtel” from the list.
  5. Enter Details: Input the phone number and desired airtime amount.
  6. Confirm Transaction:
    • Review details.
    • Select “Confirm”.
    • Enter your transaction PIN.

Your Airtel airtime purchase is complete.

Locating the Airtel Airtime Purchase Option

To locate the Airtel airtime purchase option within the Heritage Bank Nigeria platform, follow these steps:

  1. Log in to your Heritage Bank mobile app or online banking account.
  2. Navigate to the main menu or dashboard.
  3. Look for options such as “Payments” or “Recharge.”
  4. Select “Buy Airtime” or an equivalent label.
  5. Choose “Airtel” as your network provider.
  6. Enter the amount you wish to purchase.
  7. Confirm your transaction details.

By following these instructions, you will easily find the Airtime purchase option for Airtel.

Step-by-Step Guide to Buying Airtel Airtime

  1. Log into Your Account
    • Open your Heritage Bank Nigeria mobile app.
    • Enter your login credentials.
  2. Navigate to Airtime Purchase
    • Find and select the “Airtime Purchase” option.
    • Choose “Airtel” as your mobile network provider.
  3. Enter Details
    • Input the mobile number you want to recharge.
    • Specify the amount of airtime to buy.
  4. Payment
    • Select your Heritage Bank account to debit.
    • Review your transaction details.
  5. Confirm and Authorize
    • Confirm that all details are correct.
    • Enter your PIN or OTP to authorize the transaction.
  6. Transaction Complete
    • Receive a confirmation message.
    • Check your Airtel balance to ensure a recharge.

Alternative Methods of Buying Airtel Airtime via Heritage Bank

Using USSD Codes

  1. Dial *745# on your Airtel line.
  2. Select the option for ‘Airtime Purchase'.
  3. Enter the amount of airtime you wish to buy.
  4. Confirm the recipient's phone number, if required.
  5. Follow the prompts to complete the transaction.
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Heritage Bank Mobile App

  1. Open your Heritage Bank mobile app.
  2. Log in using your credentials.
  3. Navigate to ‘Payments' or ‘Airtime Purchase'.
  4. Select Airtel as the network provider.
  5. Enter the amount and beneficiary number.
  6. Confirm the transaction details and proceed.

Internet Banking

  1. Log in to your Heritage Bank internet banking account.
  2. Go to ‘Bill Payments' or ‘Airtime Purchase'.
  3. Choose Airtel from the list of network providers.
  4. Enter the desired airtime amount and destinatary number.
  5. Review the transaction and confirm its completion.

Troubleshooting Common Issues

  1. Transaction Failure
    • Ensure you have sufficient funds in your account.
    • Confirm network connectivity, both for your mobile network and internet.
    • Double-check that you entered the correct USSD code or mobile banking app details.
  2. Incorrect Amount Charged
    • Verify the airtime amount entered before proceeding with the transaction.
    • Contact Heritage Bank customer service if discrepancies persist.
  3. Delayed Airtime Delivery
    • Allow up to 10 minutes for processing.
    • If delay persists, check with Airtel customer support or retry after a short interval.
  4. USSD Code Issues
    • Ensure you are using the correct USSD code for purchasing airtime from Heritage Bank.
    • Restart your device and try the transaction again.

For unresolved issues, visit your nearest Heritage Bank branch or contact their hotline for assistance.

Security Tips for Safe Transactions

  1. Verify Official Channels: Always use Heritage Bank's official platforms when buying airtime.
  2. Use Secure Networks: Avoid public Wi-Fi; use a secure, private internet connection.
  3. Enable SMS Alerts: Activate transaction alerts to monitor your account activity.
  4. Update Software: Keep your banking apps and device operating systems updated.
  5. Use Strong Passwords: Create unique, complex passwords for your banking apps.
  6. Phishing Awareness: Be cautious of emails or messages asking for personal information.
  7. Two-Factor Authentication: Enable 2FA for added security on your banking apps.
  8. Logout Regularly: Always log out from banking apps after completing transactions.

Benefits of Using Heritage Bank for Airtel Airtime Purchases

  • Convenience: You can buy Airtel airtime directly through Heritage Bank's digital channels anytime, anywhere.
  • Speed: Transactions are processed instantly, ensuring your airtime is topped up without delay.
  • Security: Heritage Bank employs advanced security measures to protect your financial information during transactions.
  • User-Friendly Platforms: Access easy-to-navigate mobile and internet banking platforms for a seamless experience.
  • 24/7 Availability: The service is available round the clock, so you can top up your airtime whenever you need it.
  • Dedicated Customer Support: Get assistance from Heritage Bank's customer service team if you encounter any issues.
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These benefits ensure a reliable and hassle-free experience when purchasing Airtel airtime through Heritage Bank.

Frequently Asked Questions

How do I check my balance after purchasing airtime?

Dial *123# to check your Airtel balance and confirm your airtime purchase.

What should I do if my transaction fails?

Contact Heritage Bank's customer service at 0700-HERITAGE (0700-43748243) or visit your nearest branch for support.

Can I buy airtime for another Airtel number?

Yes, you can. Enter the recipient's Airtel number during the purchase process.

Are there any service fees?

Typically, there are no service fees for airtime purchases through Heritage Bank.

What should I do if I enter the wrong phone number?

Immediately contact Heritage Bank's customer service to rectify the issue.

Customer Support and Contact Information

For inquiries or support relating to buying Airtel airtime, you can contact Heritage Bank Nigeria in the following ways:

  • Phone Support: Call their customer service hotline at +234-1-2369000 or +234-700-434-7384. Lines are open 24/7.
  • Email Support: Email your queries to
  • Branch Visits: Visit any Heritage Bank branch for face-to-face assistance.
  • Live Chat: Use the live chat feature on their official website,
  • Social Media: Reach out via Facebook or Twitter for quick responses.

Conclusion: Simplifying Airtel Airtime Purchases in 2024

Navigating the process of buying Airtel airtime from Heritage Bank Nigeria has never been more straightforward. Leveraging digital banking solutions, you can now:

  1. Access the Heritage Bank Mobile App: User-friendly and efficient.
  2. Follow Simple Steps: Navigate through a few easy prompts.
  3. Enjoy Real-Time Transactions: Instant credit to your Airtel line.
  4. Secure Transactions: Enhanced security features protect your details.
  5. 24/7 Availability: Purchase airtime anytime, anywhere.

By adopting these steps, you ensure a seamless and hassle-free experience, keeping your communication uninterrupted.


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