How to check Union Bank Account Number on Phone in 2024

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How to check Account Number on Phone in 2024

Navigating the digital banking landscape can be daunting, especially when you encounter the need to retrieve your account number from Nigeria. Understanding the various methods to access this information on your phone in 2024 can save you time and hassle. This article addresses some of the most frequently asked questions about checking your Union Bank Nigeria account number using your mobile device.

What You Will Learn:

  • Essential Methods: Different ways to check your Union Bank Nigeria account number using your mobile phone.
  • Prerequisites: Requirements you need to meet before using these methods.
  • Steps: Detailed step-by-step instructions for each method.
  • Troubleshooting: Common issues and their solutions.

Note: Ensure your mobile phone is equipped with internet access for a seamless experience.

Why Knowing Your Account Number is Important

Your account number is essential for various practical and security reasons.

  • Transactions: Required to receive payments or transfers.
  • Verification: Needed for identity verification during banking inquiries.
  • Online Services: Used for accessing online banking and mobile apps.
  • Billing: Necessary for setting up automatic bill payments.
  • Customer Service: Facilitates resolution of issues faster.

Not having your account number readily available can delay important financial activities and cause inconvenience. Therefore, knowing and keeping it secure is paramount for smooth banking operations.

Overview of Methods to Check Union Bank Account Number

1. USSD Code

Use Union Bank's USSD service. Dial *826*4# on your phone. Follow the on-screen prompts to view your account number.

2. Mobile Banking App

Download and install the Union Bank mobile app. Log in using your credentials. Navigate to the account details section to find your account number.

3. ATM

Visit a Union Bank ATM. Insert your ATM card and enter your PIN. Navigate to account information to view your account number.

4. Customer Service

Contact Union Bank customer service via phone or email. Provide your necessary details to get assistance with retrieving your account number.

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Using the Union Bank Mobile App

To check your Union Bank Nigeria account number using the mobile app:

  1. Download the App: Install the Union Bank Mobile App from the Google Play Store or Apple App Store.
  2. Open the App: Launch the app and log in using your credentials.
  3. Navigate to Accounts. From the main dashboard, go to the ‘Accounts' section.
  4. View Account Details: Select the account you wish to view. Your account number will be displayed prominently.
  5. Secure Your App: Always log out after checking your details for security reasons.

Note: Ensure your internet connection is stable while using the app.

USSD Code Method

To check your Union Bank Nigeria account number via USSD code, follow these steps:

  1. Dial *826# on your mobile phone.
  2. Select the option for “Account Number Enquiry”.
  3. Provide the necessary details as prompted.

Your account number will be displayed on your screen. Ensure you use the phone number linked to your Union Bank account. This service is available for both prepaid and postpaid lines and works without an internet connection. If you encounter any issues, contact Union Bank customer service.

Contacting Union Bank Customer Service

If you need assistance, contact Union Bank Nigeria Customer Service:

  • Phone: Call the Union Bank customer care hotline at +234-1-2716816 or +234-908-099-7693.
  • Email: Reach out via email at
  • Live Chat: Access live chat support on the Union Bank website.
  • Branches: Visit any local Union Bank branch for in-person help.
  • Social Media: Connect with Union Bank on Twitter (@unionbankng) or Facebook (UnionBankng).
  • Mobile App: Use the UnionMobile app to access support through the app's help section.

Checking Your Account Number Via SMS Banking

To check your Union Bank Nigeria account number using SMS banking:

  1. Ensure your phone number is registered with Union Bank Nigeria.
  2. Open the messaging app on your phone.
  3. Create a new message.
  4. Type “Bal” and send it to 20123.
  5. Wait for a response from Union Bank Nigeria.
  6. You will receive an SMS with your account number and current balance.

Note: Standard SMS charges apply, and the service is available to all Union Bank Nigeria customers with registered mobile numbers.

Follow these steps meticulously to retrieve your account number.

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Using Union Bank's Internet Banking Platform

To utilize Union Bank's Internet Banking platform to check your account number, follow these steps:

  1. Login: Visit the official Union Bank Nigeria website and log in using your credentials.
  2. Navigate: Once logged in, locate the account summary or account information section.
  3. Find Account Number: Your account number will be displayed along with other account details.
  4. Download Statement: Optionally, you can download your bank statement, which also includes your account number.
  5. Customer Support: If you encounter difficulties, use the platform's help feature or contact customer support for assistance.

Visiting the Nearest Union Bank Branch

To check your Union Bank Nigeria account number, you may visit the nearest branch. Ensure you have valid identification and account details.

  1. Locate a Branch:
    • Use the Union Bank branch locator online.
    • Note the contact information and hours of operation.
  2. Required Documents:
    • A valid form of ID (e.g., national ID, passport).
    • Any additional account information, like your account name,.
  3. At the branch:
    • Go to the customer service desk.
    • Request assistance with retrieving your account number.
    • Provide the necessary documents for verification.

Expect prompt service and assistance.

Common Problems and How to Resolve Them

  1. Network Issues:
    • Ensure you have a stable internet connection.
    • Switch between Wi-Fi and mobile data.
  2. Incorrect USSD Code:
    • Double-check the USSD code (*826# for Union Bank) before dialing.
    • Ensure you dial the code correctly.
  3. Insufficient Balance:
    • Confirm that your mobile line has enough airtime for USSD transactions.
  4. SMS Not Delivered:
    • Check if your network provider is facing outages.
    • Restart your phone and try again.

If issues persist, contact Union Bank customer service at +234-700-700-7000.

Safety Tips When Checking Your Account Information

  1. Secure Your Device: Ensure your mobile device is protected with a strong password or biometric authentication.
  2. Use Trusted Networks: Avoid using public Wi-Fi; use a secure, private connection whenever possible.
  3. Log Out: Always log out from the mobile banking application after use.
  4. Update Software: Keep your banking app and operating system updated to the latest version.
  5. Beware of Phishing: Do not click on suspicious links or provide your account information to unverified sources.
  6. Enable Notifications: Activate transaction alerts to monitor any unauthorized activities.
  7. Use Strong Passwords: Employ unique, complex passwords for your banking applications.
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Frequently Asked Questions

How can I check my Union Bank Nigeria account number using my phone?

  1. Dial *826# from your registered mobile number.
  2. Select the Check Account Number option.
  3. Follow the prompts.

Is there a service fee for checking my account number via USSD?

  • Yes, a small service fee might be charged. Consult Union Bank's official communication for the exact fee.

Can I check my account number through the Union Bank mobile app?

  • Yes, download the Union Bank Nigeria mobile app, log in, and navigate to Accounts.

What other methods are available to retrieve my account number?

  • Visit any Union Bank branch with valid identification.
  • Contact Union Bank Customer Care at: +234-700-700-7000.


Successfully checking your Union Bank Nigeria account number on your phone in 2024 entails following simple, secure steps. Embracing mobile banking ensures convenience and immediate access to essential information. Familiarize yourself with:

  • Mobile Banking App: Using the official Union Bank app provides a straightforward experience.
  • USSD Codes: Dialing the bank's designated USSD code is both fast and efficient.
  • Customer Service: Contact Union Bank directly for assistance.
  • Internet Banking: log into your Union Bank account online for detailed information.

Understanding these methods ensures you can quickly access your account number whenever necessary.


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