How to buy Airtime from Union Bank in 2024

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How to Buy Airtime from Nigeria in 2024: A Step-by-Step Guide

To stay connected in today's digital world, buying airtime is a necessary routine. Nigeria offers a seamless process for purchasing airtime directly from your bank account. This guide will provide you with detailed steps to easily buy airtime using various methods provided by Union Bank. Whether you are using USSD codes, the UnionMobile app, or internet banking, Union Bank ensures a convenient experience.

Understanding these methods will enable you to top up your mobile phone efficiently, saving you both time and effort. Let's delve into each option to find the best method for you.

Union Bank Nigeria's Airtime Purchase Service

Union Bank Nigeria's airtime purchase service provides a hassle-free way to top up your mobile phone. Available 24/7, this service supports multiple networks, including , , , and 9Mobile. You can easily recharge from your Union Bank account using the following methods:

  • USSD Code: Dial *826# from your registered mobile number, then follow the prompts.
  • Mobile App: Access airtime purchases through the UnionMobile app.
  • Internet Banking: Log in to your online banking account to buy airtime.

Benefits of using this service include convenience, speed, and the ability to recharge remotely.

Prerequisites for Buying Airtime

Before purchasing airtime from Union Bank Nigeria, ensure you meet the following prerequisites:

  1. Active Union Bank Account: You must have an active account with Union Bank Nigeria.
  2. Sufficient Funds: Ensure your account has enough balance to cover the airtime purchase.
  3. Mobile Phone: A compatible mobile phone is essential to receive and use the airtime.
  4. Banking Details: Know your Union Bank account details, including the account number.
  5. Union Bank Mobile App: Download and install the Union Bank mobile app from the App Store or Google Play.
  6. PIN/Password: Have your banking PIN or password ready for authentication.
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Step-by-Step Guide to Buying Airtime via USSD

  1. Dial *826# on your mobile phone.
  2. Select the option for airtime purchase from the displayed menu.
  3. Enter the phone number for the airtime top-up.
  4. Choose the amount of airtime you wish to buy.
  5. Confirm the transaction by entering your PIN.
  6. Wait for a confirmation message that your airtime purchase is successful.

Note: Ensure your Union Bank account has sufficient funds before trying to purchase airtime. This service is available 24/7 and works with all major Nigerian networks.

Step-by-Step Guide to Buying Airtime via Internet Banking

  1. Log In:
    • Access the Union Bank Nigeria website.
    • Click on the “Internet Banking” tab.
    • Enter your login credentials (Username and Password).
  2. Navigate to Airtime Purchase:
    • Go to the “Payments” or “Airtime” section.
    • Select “Buy Airtime.”
  3. Select Options:
    • Choose your mobile network provider.
    • Enter the recipient's phone number.
  4. Enter Amount:
    • Input the amount of airtime you wish to purchase.
  5. Confirm Details:
    • Review the transaction details.
    • Confirm that everything is correct.
  6. Authenticate Purchase:
    • Follow the prompts to authenticate the transaction.
    • Use OTP or token as required by the bank.
  7. Complete Transaction:
    • Click “Submit” or “Buy.”
    • Wait for the confirmation message indicating successful purchase.

Common Issues and Troubleshooting Tips

Below are some common issues you may encounter and their solutions:

  1. Insufficient Balance
    • Ensure your account has enough funds.
  2. Network Errors
    • Retry the transaction after a few minutes.
  3. Wrong PIN Entry
    • Double-check your PIN before retrying.
  4. Service Unreachable
    • Contact Union Bank customer support.
  5. Unregistered Number
    • Verify that the number is registered with Union Bank.
  6. Daily Limit Exceeded
    • Confirm that you haven't reached your airtime purchase limit.
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For persistent issues, contact Union Bank at customer service.

Security Tips for Safe Transactions

  1. Ensure Secure Network: Use a secure internet connection. Avoid public Wi-Fi networks to minimize risks.
  2. Enable Two-Factor Authentication: Activate two-factor authentication (2FA) on your Union Bank account for added security.
  3. Regularly Update Passwords: Change your passwords frequently. Use a mix of letters, numbers, and special characters.
  4. Monitor Account Activity: Regularly check your bank statements and transaction history for any suspicious activity.
  5. Use Official Channels: Only use official Union Bank apps and websites for transactions.
  6. Beware of Phishing: Do not click on links in unsolicited emails or messages claiming to be from Union Bank.

Always prioritize your financial safety.

Frequently Asked Questions (FAQs)

Can I buy airtime for any mobile network?

Absolutely! Union Bank's purchase of airtime comprises all major mobile operators operating in Nigeria. It is possible to add airtime to any mobile network you want to use or prefer.

How do I buy airtime from Union Bank?

You can purchase airtime from Union Bank by dialing *826*Amount*MTN Number#.

How do I buy GLO airtime from Union Bank?

You can buy GLO credit from Union Bank by dialing *826*Amount*GLO Number#.

Do I need to have a Union Bank account to purchase airtime?

Yes, for those who wish to use the feature of airtime purchase provided through Union Bank, it is necessary to have an existing Union Bank account. This guarantees that the transaction is safe and is linked to your account. It also provides you with a seamless experience.

How do I buy airtime from Union Bank?

You can buy airtime from Union Bank by dialing *826*Amount*Airtel Number#.

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How can I use the mobile banking app to buy airtime?

To buy time with the Union Bank Mobile Banking application, just log into your account and look for the purchase possibility. Follow the instructions to enter the amount, and ensure that you confirm the transaction. It's designed to be simple for users.

How do I buy 9Mobile/Etisalat airtime from Union Bank?

You can buy airtime with 9mobile or Etisalat via Union Bank by dialing *826*Amount*9mobile Number#.

Can I buy airtime for someone else using this service?

Absolutly! Union Bank's Airtime Purchase Service lets you purchase airtime on behalf of someone else. Just dial *826*amount*phone#, and after that, enter the PIN.


When buying airtime from Union Bank Nigeria, ensure you have linked your phone number to your bank account. Familiarize yourself with the USSD code (*826#), as it offers the quickest method. If you prefer using the mobile app, download it from the app store and follow the instructions diligently.

Key Steps:

  1. Ensure your phone number is registered with Union Bank.
  2. Use *826# for quick USSD transactions.
  3. Download and install the Union Bank mobile app.
  4. Follow in-app steps for airtime purchase.
  5. Keep your bank credentials secure at all times.

Following these steps will ensure a smooth airtime purchase experience.


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