First Bank Virtual Card [All you need to know]

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First Bank

Virtual Card

Hello, FinancialExpert NG readers! In today's virtual age, virtual cards are getting more and more famous, offering convenience and protection.

You are probably asking, “Does have digital card?” Well, we've got you blanketed with all of the information you want to understand

What is First Bank Virtual Card?

Before we talk about the services that First Bank offers, let's quickly talk about what a virtual card is. It works like a regular bank card, but it's digital.

FirstBank Virtual Card is a bank card that works with Naira. This is a digital copy of any bank card, connected to either a customer operating account or a wallet account.

You can use the FirstBank Virtual Card instead of cash or checks, which is very handy. You can get to the in your operative or wallet account right away.

There are no problems with card-not-present (CNP) purchases when you do them online. It is the easiest, safest, most handy, and most quick way to pay.

Stay tuned for more! The virtual card is free for the first 10,000 people who download it, and you can save 10% on everything you buy, up to N1,000.00.

Does First Bank Have a virtual card?

At the moment, which is 2024, our most up-to-date records show that First Bank does give virtual cards.

The First Bank Virtual Card is meant to be used only for online purchases. It can be used to enrol in services, make payments, and save online (both locally and internationally).

How to Get a First Bank Virtual Card

To get First Bank Virtual card, definitely comply with the stairs underneath:

  1. Visit the Google Play Store or Apple Store to down load the First Bank cellular app in case you don't have it already
  2. Login for your account with your username and password. NOTE: You should sign in if you are a primary-timer.
  3. Look for Virtual card in your dashboard
  4. You have to purchase the cardboard in case you are not one of the first 10,000 to buy the digital card.

Try it now; it's brief, clean, and stable.

How to Activate First Bank Virtual Card

To prompt First Bank Virtual card, follow the steps underneath:

  • After you have got bought the digital card,
  • A prompt for card activation will display up on your display screen.
  • Simply select Yes and you've got an active virtual card. No branch go to is needed.

Benefits of Using Virtual Card

The following are some of the blessings of virtual cards:

  1. In a secure way of making charge, a 2-degree authentication in the form of an OTP (one-time Time Password) is supplied to complete a transaction.
  2. 24/7 get-right-of-way entry to to budget within the card everywhere in Nigeria.
  3. Instant SMS transaction indicators for handy monitoring of card utilization.
  4. Customers have a far lower risk of being a victim of fraud if they use a virtual debit card; it can't be stolen or cloned.
  5. The value of the card is free.
  6. It is convenient to get and use a digital debit card, but it takes a long time.
  7. I don't want to carry a physical card
  8. Provides protection and comfort

Frequently Asked Questions (FAQs)

What is the cost of First Bank Virtual Card?

The First Bank Virtual card costs N200 (VAT is different).

Can I use my Virtual card for International transactions?

Virtual Cards asked on the FirstMobile app may be used for local and worldwide transactions, while cards asked on the FirstMonie App can only be used for neighborhood transactions.

What does First Bank Virtual card restrict?

Firstmonie Daily Transaction LimitChannelLocalDaily Transaction CountATMN50,00010POSN50,00020WEBN50,00020

FirstMobile Daily transaction LimitChannelLocalInternationalDaily Transaction CountATMN150,000$a hundred daily/monthly10POSN2,500,000$100 day by day/monthly20WEBN1,000,000$100 day by day/monthly20

How long does a First Bank digital card last before expiring?

three years.


To sum up, the answer is yes, First Bank does have smart cards. As a way to keep up with the times, First Bank gives its users digital cards.

This flow shows that they are committed to providing banking services that are reliable and easy to use.

Stay tuned to FinancialExpert NG for more news about banks and technology. We keep you up to date on what's new in the tech world.

Please leave a comment in the box below if you have any questions about this post, and we will get back to you as soon as we can!


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