How to Open a Zenith Bank Account Without BVN

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Zenith Bank

How to Open a Account Without

Are you curious to discover ways of opening an account at without needing a VBN (Bank Verification Number)? If that is your question, this page provides answers!

Zenith Bank is an established provider of finance that offers various banking options to its clients.

A Bank Verification Number (), created and introduced by the Central Bank of Nigeria (CBN), is one of the main requirements for opening bank accounts in Nigeria.

But some individuals might be asking themselves whether it is possible for them to open an account at Zenith Bank without providing their , and whether this would even be feasible or possible in any event.

In this piece, we'll outline various means and possibilities for opening a Zenith Bank account without a BVN number. Keep reading!

Importance of BVN (Bank Verification Number)

The BVN is a unique identification code that connects to biometric information about an individual, like fingerprints or facial characteristics. It's security measures to confirm the identity of customers at banks as well as prevent fraud.

Although the BVN is required to conduct banking transactions in Nigeria, there are some alternative options and exceptions for customers who do not have BVNs.

Requirements for Opening a Zenith Bank Account Without BVN

In order to open a Zenith Bank account without a BVN, you'll have to satisfy certain criteria and adhere to a series of guidelines. What you'll need is:

  1. You'll require a valid document of identification, such as the National Identity Card, an international passport, and a driver's license. These papers help identify your identity when you don't have an BVN.
  2. Documentation of address: Provide a utility bill, tenancy agreement or other official document that provides proof of your residence address. This is a common requirement to open a bank account.
  3. Recent Passport Photograph

Let's go over how to create an account at Zenith Bank without BVN.

How to Open a Zenith Bank Account Without BVN

After you've collected the required documents and filled out the form to open your account, follow these steps for opening an account at Zenith Bank without a VBN:

The code needed to open a Zenith Bank account without BVN is *966#.

  1. Launch the call application for your phone
  2. Dial *966*0#
  3. Select choice 1. This will allow you to create an account.
  4. Select feature 2 to create an account with no BVN
  5. Please enter your username.
  6. Input other names (Maximum of 2 names)
  7. Please enter your birth date.
  8. Pick feature 1 to establish USSD
  9. Within minutes, in a matter of seconds, Zenith Bank Account Number will be sent out to you via text message.

Limitations of an Account Without BVN

It is important to remember that a new account without a BVN might have limitations.

  1. Limits on Transactions: Accounts that do not have BVNs could possess lower limits on transactions when as compared to BVN-linked accounts. You could face limits on the amount you are able to withdraw or transfer.
  2. limited services: Certain banking products or features might not be available to customers who do not have BVNs. As an example, you might not be able to use on-line banking or access applications for mobile banking.
  3. BVN Requirements to be a part of the future: Banks in Nigeria are increasingly applying BVN-related conditions for different transactions. Although you are able to start a bank account without having a BVN, you could face restrictions when you use higher-end banking services or transactions.

Obtaining a BVN Later

If you first open a Zenith Bank account without a BVN but later decide to get one, then you will need to make a visit to a BVN registration center in order to finish the process of registration (e.g., banking).

When you've obtained the BVN, you can connect it to an existing Zenith Bank account to access more options and remove certain limits.

Frequently Asked Questions

Do I have the ability to open an account at Zenith Bank with my mobile phone?

If you are looking to open an account with Zenith Bank on their phone, you may do so by dialing 966*0# and then following the instructions. This is an easy process!

How do I create an account with a Zenith account on the internet?

Yes, you are able to start your Zenith account on the internet. All you have to do is go to to create an account. Once you have done that, you will get the number for your account immediately!

How long will it take to establish an account at Zenith Bank?

Accounts can be opened using the amount of your choice or without balance, as there is no minimum opening requirement. This applies to all Zenith Bank Account classes, apart from the Zenith Gold and Platinum Accounts that have a minimum of N1 million and N3 million to open, and N3 million for Platinum.

What are the prerequisites for establishing the account? Zenith account?

  1. The application for account opening has to be filled out correctly.
  2. A recent passport photo that is clear and unmistakably of the person signing it.
  3. Valid school ID card, admissions form, or national identity number (NIN) (for ages 16–35).
  4. Information about parents/guardians (for children between 16 and 25 years old).

What's the price of a Zenith Bank ATM card?

Please note that the Zenith Bank debit card costs N1,000.


As is typical in Nigeria, Zenith Bank accounts require that users possess their BVN before opening an account with us; however, you can create one even without one!

As long as you meet the necessary specifications and provide all of the documents requested for opening an account at Zenith Bank, then an account can be established at this branch.

Remind yourself that accounts without BVNs could be subject to restrictions regarding transaction amounts and services available.

As banking procedures change, it may be beneficial to obtain your BVN as soon as possible to gain access to additional benefits and banking services.

Zenith Bank provides individuals who don't yet possess their BVN with an opportunity to establish trusting banking relationships through an account without this number of identification.

If you have any inquiries related to this post, feel free to leave a comment in the box provided below, and we will respond as quickly as possible!


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