How to Unblock Your Union Bank Nigeria Account and ATM Card

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How to Unblock Your Nigeria Account and ATM Card [A Step-by-Step Guide]

Unblocking your Nigeria account and ATM card is a crucial process that ensures you regain access to your funds and banking services. Whether your account was blocked due to security concerns, a forgotten PIN, or other issues, this detailed guide will provide you with a step-by-step approach to unblocking your account and ATM card efficiently.

Understanding the Block:

Before diving into the unblocking process, it's essential to understand why your Union Bank Nigeria account or ATM card may have been blocked. Common reasons include:

  • Security concerns
  • Incorrect PIN entries
  • Suspicious activities
  • Account verification issues

Steps to Unblock Your Union Bank Nigeria Account and ATM Card:

*826# is the code required to unblock your Union Bank account.

Follow these steps to unblock your Union Bank USSD code if you have previously done so:

  1. Dial *826*6# from the phone number linked to your Union Bank account.
  2. Enter your 4-digit USSD code PIN.
  3. Confirm the action
  1. Contact Union Bank Customer Service:
    • Reach out to Union Bank's customer service through their hotline or by visiting a branch.
    • Explain the reason for the block and provide any necessary information they may require.
  2. Verification Process:
    • Be prepared to verify your identity by providing personal details such as your account number, full name, and other identification information.
  3. Security Protocols:
    • Follow any security protocols set by Union Bank, which may include answering security questions or providing additional verification.
  4. Reset your PIN:
    • If your ATM card was blocked due to a forgotten PIN, reset it at an ATM or through Union Bank's online banking platform.
  5. Confirmation:
    • Wait for confirmation from Union Bank that your account and ATM card have been successfully unblocked.
    • Follow any additional instructions provided to ensure a smooth transition.


Q: Why was my Union Bank Nigeria account or ATM card blocked?
Your account or card may have been blocked due to various reasons, such as security concerns, incorrect PIN entries, suspicious activities, or account verification issues. Contact Union Bank for specific details regarding the block.

Q: Can I unblock my Union Bank account online?
While certain steps, like resetting your PIN, can be done online, it is recommended to contact Union Bank's customer service for assistance with unblocking your account to ensure a seamless process.

Q: How long does it take to unblock my Union Bank account and ATM card?
A: The time taken to unblock your account and card can vary based on the reason for the block. Contact Union Bank for an estimated timeline and follow up if needed.

Key Takeaways:

  • Prompt Action: Act promptly upon noticing your Union Bank account or ATM card is blocked to avoid inconvenience and expedite the unblocking process.
  • Verification: Provide accurate information and cooperate with Union Bank's security protocols to verify your identity and safeguard your account.
  • Patience and Communication: Exercise patience throughout the unblocking process and maintain open communication with Union Bank for effective issue resolution.

By following these steps diligently, you can successfully unblock your Union Bank Nigeria account and ATM card, ensuring uninterrupted access to your funds and banking services. Remember, proactive communication and cooperation with Union Bank are key to resolving any account-related issues efficiently.


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